When making a bank payment, your bank may offer two types of SEPA transfers:
Instant SEPA
Funds reach us in real time, usually within few minutes.
Available 24/7, including weekends and holidays.
Standard SEPA
Funds typically arrive within 1–3 business days.
Processed only during regular banking hours (Monday to Friday, excluding holidays).
If your bank does not allow you to choose the transfer type, it will automatically decide which option to use based on its availability and internal settings.
👉 Check out the table below for a quick comparison:
Feature | Standard SEPA | SEPA Instant |
Delivery Time | 1-3 Business days | Few minutes |
Availability | Business hours, weekdays only | 24/7/365 |